Individuals impacted by the USAA data breach in 2021 have just a few weeks left to claim their share of the $3.25 million settlement. The breach compromised the personal data of 22,000 USAA customers, leading to legal action that resulted in this settlement. If you were affected, you must submit a claim by April 7 to receive compensation.
How to Check if You Are Eligible
If you are wondering whether the USAA data breach impacted you, check your email or postal mail for a notification from USAA. The company sent out notifications after the settlement was finalized in December 2024. To file your claim, you’ll need a claimant ID code and a confirmation code provided in the notice. Without submitting a claim, you may forfeit your right to compensation and future legal action against USAA related to this matter.
Background of the USAA Data Breach
The USAA data breach occurred in May 2021, exposing sensitive customer data due to an auto-populating feature in USAA’s insurance quote system. This flaw allowed unauthorized individuals to access personal details, including driver’s license numbers. Vincent Dolan, a USAA customer, discovered the issue when a stranger used his information to open an account. Dolan sued the company two months after being notified and later became the class action representative.
Settlement Details and Payouts
USAA agreed to pay $3.25 million to settle the USAA data breach lawsuit without admitting wrongdoing. Dolan, as the lead plaintiff, will receive up to $10,000, while attorneys representing affected customers may collect up to $1.08 million from the settlement fund. Attorney litigation expenses are capped at $35,000.
Claimants who file on time will receive their portion of the settlement. However, if enough people forgo their payments, an additional payout round may be issued, provided it amounts to at least $5 per person. Those opting for a mailed check must cash it within 60 days before it becomes void.
USAA’s Response to the Data Breach
Despite settling, USAA maintains its stance that it did not act negligently. A spokesperson emphasized that the company has taken extensive measures to bolster security and prevent future cyber threats. “At that time, USAA contacted all affected consumers and provided complimentary identity theft detection and resolution services,” the statement read. The company insists that the USAA data breach was part of a broader cybercriminal trend in 2021.
Final Call to Action
If you are eligible for compensation from the USAA data breach, act now. The deadline to file a claim is April 7. Failing to do so means you might not receive any settlement money and lose your right to take legal action in the future. Visit the designated claims website and use your claimant ID and confirmation code to secure your compensation today.
With only a short window left, don’t miss your chance to claim your share of the USAA data breach settlement.